There is no doubt that over the past years credit cards have become more important to people. Aside from being an effective way of obtaining credit, credit cards also make it easier for people to spend their money the right way.
One of the most popular brand names of credit cards in the market today is the Chase credit card. Accepted around the world, the Chase credit card is similar to many others. Aside from Chase credit card, the company also offers travel cards, Auto & Gas cards and student cards.
So there are a number of reasons to have a Chase credit card all of which will be of great benefit to the user over time. Probably the most used feature is its online capabilities used by workers and other people that have little time to go out shopping. Aside from making it easy for the customer to maintain their account online, Chase credit card lets you check your balance and pay your bills through a secure web site.
At chase, they want to make managing your finances fast an easy and that is why they have so many happy customers. Chase credit cards also offer many deals and promotions like lower introductory APR’s and waived membership fees that allow the holder to save more money.
There are also many types of Chase credit card that offer reward programs for every purchase the holder makes. For instance, one type of Chase credit card allows you to earn travel miles for every dollar spent using your Chase credit card, while another allows you to earn reward points for every dollar you spend. Chase have produced a catalogue with gifts and services which when the card holder has sufficient points, can swap them for the gifts he or she wants.
There is bound to be a reward just for you including trips if that is what you like. It is the customer service that makes most people stay with or leave a company and Chase credit cards are no different. For me, it is that knowledge that if I need someone to help me, there is always someone there at any time no matter where I am. Having your card stolen or even lost for example can create a trying time until a new one is delivered safely to you which is the great benefit of the customer service facility at Chase.
The normal introductory offer for new customer is a zero percent APR on transfers, purchase and balances for the first six months. Chase credit card does not charge any annual fee so it will fit your budget and, a Chase credit card have interest-free grace period as long as you pay your bill in full each month. Apart from the catalogue gifts, Chase will also give cash rewards to holders that purchase goods with the card. Many people are put off of transferring balance because there is usually a fee but Chase has waived this charge and it can even be done securely on their web site.
Author: Gibson MasekoThis author has published 11 articles so far.