In the United States, more than 90 million Americans are aged 60 or older and about half of these individuals need some level of help or care. For many, a friend or family member can help with a few household chores or perhaps a housekeeper can be hired to manage laundry and cleaning. For many others, a higher level of care is needed, such as help with dressing and bathing or managing prescriptions or providing healthy meals.
Families can be with options for eldercare especially if they expect it given at some levels even when family members can address some tasks. Corresponding costs come with whatever care you expect given at a certain level. An example is when you hire an in-home caregiver. When you hire one, expect visits several times a week, daily or if you wish, make him a live-in helper. Costs would vary according to the level of care. Typically, daily help extended is about $700 weekly or as much as $3,000 a week for nursing care. About $14 to $45 is the basic hourly rate but still it would depend on the eldercare level extended.
Because board and care facilities are located in actual homes accommodating not more than six residents at a time, these are often called residential care homes. For 24 hours in a day, a caregiver is present and the fee you pay here includes meals and help for daily tasks, including also medicine management but not reaching true medical care. Living in these types of homes vary as well, playing around the amount of $1,500 to $4,000 monthly.
Assisted living is yet another type of care to consider. These are generally communities that have different types of apartments, from studios up to two bedrooms. Many assisted living facilities also have portions of the facilities for residents who are in need of memory care. The prices range based on the size of your apartment and the memory care apartments tend to cost a bit more, as they provide a bit more personal care and security. Meals, laundry and housekeeping as well as some help with daily tasks usually also are included in the rates. Generally, you can expect to pay at least $2,500 per month for assisted living and often more than $3,000. This tends to be the most expensive care option in general, but it also usually includes a larger variety of amenities and social activities for residents.
Benefits of using Medicare or Medicaid in covering for the costs of the aforementioned services are hardly ever possible for these types of care though. If you want these benefits paying for your expenses, then you need to turn to skilled nursing facilities or nursing homes for care options instead. The majority of the seniors will find that this particular type of facility is the most cost effective come the time they can’t live on their own anymore. About $50,000 annually is spent for nursing home care but the cost is often covered or partially covered by Medicaid, insurance or another type of assistance.
It may be tough to find that best option for your loved one as some of us may not even know where to start the process. Things could be easier though if you contact a service like Care Placement. You will find many different options to take into account as this service introduces you to board and care, assisted living facilities, in-home care, skilled nursing care as well as Veteran’s homes. Bet that Care Placement staff will consider the needs of your loved ones, your budgetary constraints and could give you a list of apt facilities which are already pre-screened.
Rue Nichols loves reading home health care blogs. For additional information about assisted living La Mesa facilities or for expert help finding board and care Escondido services, please check out the Care Placement website now.
Author: Rue NicholsThis author has published 5 articles so far.