Credit Score System

by Boyd Mason

Credit Repair – Do It Yourself? Learn all there is to know about debt, including ‘good’ debt and ‘bad debt’, how to manage debt and how to avoid facing a debt crisis. Learn how to assess your financial health and net worth and all about setting and reaching your financial goals. Click here for a FREE – no cost, no obligation online credit evaluation! Learn how your debt load is impacting your credit history.Credit Repair Secrets is here to help you repair your bad credit and to the best of our knowledge we are the only ones who can repair your credit permanently. We have turned a difficult and time consuming problem into a quick and inexpensive solution.

What is the difference between your firm and a credit repair type company? Some credit repair companies are legitimate, others aren’t. Many charge outrageous fees and almost all restrict their business activities to credit repair which does nothing to educate the consumer on avoiding future credit mishaps. We are familiar with all of the federal and state consumer credit laws. We specialize in the mortgage industry and have extensive experience in both the collection matters and home loans.Disputing your credit report is your right.

Can credit repair companies be trusted? Many credit repair companies are fraudulent and practice illegal credit repair methods. Any credit repair guarantying that they will fix. Paying off a debt will not increase your credit score very much. Negative credit items may stay on your credit report for at least seven years. Knowing how to negotiate and have these negative credit items removed.The fastest, most effective way to fix bad credit and repair your credit score is professional credit repair. Credit repair will get you results faster and more efficiently than any other method.

CAN I REPAIR MY OWN CREDIT? Yes! You can repair your own credit.

How Does GL Credit Repair Do this Legally? Disputing your credit report is your right. Credit restoration is as legal as pleading “not guilty” in a court of law.Again there is no definite answer, only definite advantages as the time varies depending on the initial credit status of each customer. Using The Credit Guru eliminates the time invested in learning credit laws and drafting correspondence for the paper chase with the credit bureaus. It frees you from crafting carefully worded correspondence and following each dispute.

How long does the credit repair process take? There is NO real way to give a definite answer on how long your file will take. As each individual has different items on their files, time frames vary. Keep in mind you should see the most drastic changes, in the first 60 days. Your cooperation on getting us the reports in a timely manner should also be factored in the time equation. We like to stress to clients that it takes longer to remove negative information from credit file then it does to have it put on your file.Under the Fair Credit Reporting Act, credit repair companies cannot do anything that you cannot do for yourself at little or no cost. You do not have to pay a credit repair company to learn what is in your file or to correct inaccurate or incomplete information. No one can legally remove accurate and timely negative information from a credit report but you can obtain a copy of your credit reports and also dispute mistakes or outdated items to a credit bureau. Top page Previous PageSome credit repair companies are legitimate, others aren’t. Many charge outrageous fees and almost all restrict their business activities to credit repair which does nothing to educate the consumer on avoiding future credit mishaps.

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