I think that anyone who has access to credit cards or their own bank accounts are going to be the ones who are hindered by theft more than anyone. It’s clear that people want their identity for one reason or another. Maybe they want to pass themselves off as someone else due to a crime. Perhaps they’re actually trying to get into your account in order to steal right then and there. No matter what the case may be, collection agencies can protect your identity.
When talking about collection agencies in general, let’s say that you receive a call from a collector. This person may say that you have a debt but you have no idea what it’s about. Most of the time, I could support agencies along the lines of Rapid Recovery because, a good portion of the times, the debtors are the ones who are in the wrong. Of course, there are exceptions; this means that there may be an instance of mixed signals between the collector and the target of this thievery.
You shouldn’t be afraid to contact the agency if you feel as though you have a legitimate case and that you can fight the amount detailed. You can tell the collector that you did not authorize the debt and that you will be disputing it. It’s possible that the collector will send you a notice, detailing such information as the name of the creditor to pay the debt to, the amount in question, and so forth. When you’re talking about your information possibly being stolen, you don’t want to leave any step out.
If all else fails – and I recommend this step very much – file a fraud report. You don’t want your information to be continually utilized, which means that you may have to take some of the more extreme measures. You will most likely have a department to speak to and a number to contact them at. Once you have these bits of information, you will most likely be walked through the process so that every iota of information is used and then you can leave the rest to the department in question.
As someone who has incurred this kind of threat a time or two in his life, I have to say that there are not many instances more troubling than this. You want to be able to keep your identity secure and your information as safe as it possibly can be. This isn’t always easy but that doesn’t mean that you’re out of luck if it occurs. Collection agencies can play a great part in addressing the debt and telling you what can be done if the idea of theft is legitimate.
Contact Rapid Recovery Collections Agency if you’re seeking more information about debt consolidation.. This article, Securing Your Information With Collection Agencies is available for free reprint.
Author: Rob SutterThis author has published 53 articles so far.